Terms of service

These Terms of Service ("Terms") govern your access to and use of our website, fintech.studio (the “Site”), and the services we offer (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By using our Services, you confirm that you have read, understood, and agree to these Terms and any other agreements or policies referenced herein, including our Privacy Policy.

2. Use of the Site

You may use our Site and Services for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations.
• Post or transmit any material that is defamatory, obscene, unlawful, or infringing on others' rights.
• Attempt to interfere with the operation of our Site or Services, including hacking or disrupting any network or server.
• Use any automated systems (e.g., robots, spiders) to access the Site.

3. Intellectual Property

All content, including but not limited to text, graphics, logos, images, and software, on the Site is the property of The Shoots Group Ltd (trading as Fintech Studio) or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

4. Confidentiality

We agree to maintain the confidentiality of any non-public information you provide us in connection with our Services. Likewise, you agree to maintain the confidentiality of any proprietary information or trade secrets related to our Services.

5. Limitation of Liability

To the fullest extent permitted by law, The Shoots Group Ltd (trading as Fintech Studio) shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use of or inability to use the Services.
• Unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from our Site or Services.

6. Indemnification

You agree to indemnify, defend, and hold harmless The Shoots Group Ltd (trading as Fintech Studio), its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located in [Your State/Country].

8. Changes to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Services after any changes to the Terms indicates your acceptance of the new Terms.

9. Contact Information

If you have any questions or concerns about these Terms, please contact us at: hello@fintech.studio